Start your application

What do you need a mortgage for?

This decides which lenders we approach first.

Buying a homeA new purchase or first home Renewing or switchingYour term is ending soon RefinancingPull equity out or lower the rate Home equity lineRevolving access to your equity Consolidating debtRoll balances into one payment Second or private mortgageFast, equity-based financing

Tell us about the property

Location changes which lenders can act, and at what price.

Property type *

Choose a property type

How will it be used? *

Choose how the property is used

Province *

We need the province to match you with licensed lenders

City *

Enter the city

Street address — optional

Leave blank if you are still looking. It does not affect your quote.

The numbers

Estimates are fine. Your advisor will firm them up.

Purchase price *

Enter the purchase price or your target budget

Down payment *

Minimum in Canada is 5% of the first $500K.

Enter your down payment

Estimated property value *

Enter what the property is worth today

Current mortgage balance *

Enter your remaining balance (enter 0 if the home is clear)

How much do you need? *

Enter the amount you want to borrow

Second mortgage balance — optional

Total debt you want to consolidate

Cards, lines of credit, car loans, tax arrears — all of it.

Balance at renewal *

Enter your balance

Renewal date *

You can lock a rate up to 120 days ahead.

Enter your renewal date

Rate your lender has offered — optional

Tell us the number to beat and we will tell you honestly whether we can.

A little about you

This is a self-assessment. Nothing here is verified or credit-checked.

How would you rate your credit? *

Excellent720+ Good660–719 Fair600–659 RebuildingUnder 600 Not sureWe can check later

Employment *

Choose your employment type

Household income before tax *

Enter your combined annual income

When do you need this? *

Let us know your timeline

Bankruptcy or consumer proposal? — optional

A yes does not disqualify you. It changes which lenders we call.

How do we reach you?

One advisor calls once. We do not sell your details on.

First name *

Enter your first name

Last name *

Enter your last name

Email *

Enter a valid email — this is where your comparison goes

Mobile number *

Enter a phone number we can reach you on

Best time to call — optional

Preferred language — optional

Anything else we should know? — optional

Check it over, then send

Tap any line to go back and change it.

Find your best mortgage offer

What do you need a mortgage for?

Tell us about the property

The numbers

A little about you

How do we reach you?

Check it over, then send