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Home · Mortgages · Commercial Mortgage
Mortgages

Commercial Mortgage

Multi-residential, retail, industrial, land and construction financing.

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What this includes

  • Multi-res, retail, industrial, mixed use
  • CMHC MLI Select programs
  • Construction draws
  • $250K to $50M

How it works

Commercial files are underwritten on the asset. Bring us the rent roll and we will bring you terms.

Your advisor works the file end to end: assessing which lenders' rules you fit, negotiating the rate, and managing the paperwork through to funding. On a standard residential mortgage the lender pays our fee, so the service costs you nothing.

What we will ask you for

  • Photo ID and confirmation of where you live
  • Proof of income — pay stubs, a job letter, or two years of tax documents if you are self-employed
  • Details of the property, if you have one in mind
  • A list of your current debts, so we can model your ratios accurately

You do not need any of it to get a quote. Send it once you decide to proceed.

Clients on this desk

★★★★★

Our bank offered 5.19% on renewal. Rateshop came back with 3.89% at a credit union and covered the switch costs. Twenty minutes of my time saved us $312 a month.

Priya S.Mississauga, ON
★★★★★

Self-employed for nine years and three banks said no. The advisor here knew exactly which lender reads business income properly. Approved in four days.

Marc-André L.Laval, QC
★★★★★

We were paying four cards at 22%. One refinance, one payment, and we are done with the debt in five years instead of never.

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