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Home · Terms

Terms of use

Last updated August 2026

About this site

This site is operated by Rateshop Financial Inc.. Licensed mortgage brokerage. Brokerage Licence #10000 — Administrator Licence #11000.

Rates and figures

Rates displayed are indicative, change without notice, and assume a qualifying application. They are not an offer of credit. Your actual rate depends on your credit history, income, the property, and the loan-to-value ratio. Calculator results are estimates for planning only, not a lending decision.

No advice relationship until engaged

Using the site or submitting an enquiry does not create an advisory relationship. That begins when you engage us in writing and we confirm it.

Your submissions

You agree that the information you give us is accurate to the best of your knowledge. Submitting false information on a mortgage application is fraud and we are required to report it.

Third-party links

We link to lender and government sites for your convenience. We do not control them and are not responsible for their content.

Limitation of liability

To the extent permitted by law, we are not liable for losses arising from reliance on general information published here. For advice on your specific situation, speak to a licensed advisor.

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